Clear & independent thinking
Starting the conversation
What is independent advice
What is fee-based advice?
Establishing values
Setting goals
Creating a plan
Working with a team
Guiding your life
Beginning
Getting Started
Building
Saving for education
Saving for retirement
Preparing for illness/injury
Building for the future
Preserving
Managing your estate
Maximizing financial assets
Minimizing estate taxes
Evaluating life insurance
Enjoying
Making the transition
Eldercare
Travel and leisure
Giving
Philanthropy
Inheritance
Special bequests
Guiding your business
Business & legal tax planning
Defined contribution & defined benefit pension plans
Succession planning
Endowments & foundations
Lifelong advisors
John W. Rafal, JD
Romaine A. Macomb, CFP®
JoAnne W. White
Theresa V. Donatelli
J Addison McAraw
A. Ned Rogin, LLB
Jeb N. Embree
Tyler W. Potts
Patrick F.X. Gingras
Michael I. Silverberg, CLU, ChFC
Clark J. Sturtevant
Stephen W. Bates
James M. Sullivan
Robert Paolucci, CFP®
Anthony G. Russo, CRPC®
David C. Donaldson, Jr. CRPC®
David F. LaMay, CFP®
Robert E. Belknap
Ana P. Fonseca
Anthony J. Fortuna, CRPC®
W. Timothy Furgueson
About Essex
Leadership
John W. Rafal, JD
Romaine A. Macomb, CFP®
Charles R. Cumello Jr.
Board of Directors
Our story
Financial strength & soundness
Community involvement
News
Career opportunities
